Toyota lease program · Bakersfield
2026 Toyota Sienna XLE lease
$5,000 due at signing · $660/mo all in
$5,000 due at signing · true cost $660/mo
The math
| MSRP | $52,150 |
| Selling price | $48,927 |
| Cash down | −$2,877 |
| Adjusted cap cost | $46,050 |
| Residual value (73% of MSRP) | $38,070 |
| Money factor (≈ APR) | 0.00325 (7.80%) |
| Depreciation per month | $221.67 |
| Rent charge per month | $273.39 |
| Tax per month (8.25%) | $40.84 |
| Monthly payment | $535.91 |
| Due at signing | $5,000.00 |
| Total cost over 36 months | $23,757 |
Payment by amount due at signing
| Due at signing | Monthly | True monthly cost |
|---|---|---|
| $1,983 $0 down | $633 | $670 |
| $2,000 | $632 | $670 |
| $3,000 | $600 | $667 |
| $5,000 | $536 | $660 |
Putting more down lowers the payment but not the total cost much, and that cash is at risk if the car is totaled.
Closed-end lease estimate for a 2026 Toyota Sienna XLE . 36 monthly payments of $535.91 (includes 8.25% estimated sales tax). $5,000.00 due at signing, which includes $2,876.76 cash down plus tax on it, the first monthly payment, a $750 acquisition fee and an estimated $600 for registration and dealer fees. No security deposit assumed. Total of monthly payments $19,292.76. Mileage limit 12,000 miles per year; $0.15 per mile over. At lease end you may owe a $350 disposition fee and charges for excess wear and use. Purchase option at lease end: $38,070 plus fees. MSRP $52,150; selling price $48,927. Assumes excellent (720+) credit, approved by the lender. This is an estimate, not an offer to lease. Final terms are set by the selling dealer and may vary. Lease 2026 Sienna XLE We Make It Easy $ 499 / mo 36 mos $ 3,999 due at signing Applies to XLE Exp. 11/30/26 Offer Details Qualified lessees can lease a new 2026 Sienna 4WD Wagon XLE Hybrid CVT Model 5407 for $499 per month for 36 months with $3,999 Due At Signing. Based on 12,000 miles/yr. Security Deposit waived for only very well qualified customers. Lease excludes tax, title, license, registration fees, and dealer options and charges. Offer Terms & Conditions Lease: Terms available on approved credit through Toyota Financial Services (TFS) at participating Toyota dealers. Not all customers qualify. Lease example based on 2026 Sienna 4WD Wagon XLE Hybrid CVT Model 5407 with Total SRP of $52,150, net capitalized cost of $46,177, and a lease end purchase amount of $38,070. $3,999 Due At Signing includes $2,750 customer down payment, first month's payment of $499 of the 36 month lease offer, and $750 Acquisition Fee. Security Deposit waived for only very well qualified customers. Tax, title, license are extra. Dealer contribution may vary and could affect lease payment. Individual dealer prices, other terms and offers may vary. Must lease from participating dealer's stock and terms are subject to vehicle availability. Lessee responsible for maintenance, excess wear and use, and will pay $0.15 per mile for all mileage over 12,000 miles per year. $350 disposition fee is due at lease end.Offer cannot be combined with TFS Finance Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, APR, Finance Subvention Cash. Offer available in CA regardless of buyer's residency; void where prohibited. Expires 11-30-2026. Dealer sets final price. See your participating Toyota dealer for details. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). Retail installment accounts may be owned by TMCC or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. TMCC is the servicer for accounts owned by TMCC, TLT, and their securitization affiliates.
Toyota dealers near 93301
Closest first, straight-line distance. We don’t track what’s on each lot yet — call to check this car is there before you drive over. This isn’t every dealer: it’s the ones we have on file within 50 miles.
- North Bakersfield ToyotaBakersfield · 3 miles away · (661) 615-1100
- Bill Wright ToyotaBakersfield · 6 miles away · (661) 398-8697
What the Sienna lease has done
The cheapest Sienna lease each time we looked, quoted with no tax, no fees and nothing down — so the line follows the manufacturer changing the deal, not your ZIP code. The lowest we have seen is $439, on Oct 20, 2026.
What you're actually getting
From EPA and NHTSA crash tests, for the 2026 Toyota Sienna 2WD. Figures are for the nameplate, so a different trim or drivetrain can differ.
Other Toyota Sienna trim
Same model, priced with the same amount due at signing so the payments compare fairly.