Toyota lease program · Sunnyvale
2026 Toyota Grand Highlander lease
$5,000 due at signing · $730/mo all in
$5,000 due at signing · true cost $730/mo
The math
| MSRP | $42,260 |
| Selling price | $50,646 |
| Cash down | −$2,772 |
| Adjusted cap cost | $47,874 |
| Residual value (90% of MSRP) | $37,946 |
| Money factor (≈ APR) | 0.00324 (7.78%) |
| Depreciation per month | $275.78 |
| Rent charge per month | $278.04 |
| Tax per month (9.75%) | $54.00 |
| Monthly payment | $607.82 |
| Due at signing | $5,000.00 |
| Total cost over 36 months | $26,274 |
Payment by amount due at signing
| Due at signing | Monthly | True monthly cost |
|---|---|---|
| $2,052 $0 down | $702 | $740 |
| $3,000 | $672 | $737 |
| $5,000 | $608 | $730 |
Putting more down lowers the payment but not the total cost much, and that cash is at risk if the car is totaled.
Closed-end lease estimate for a 2026 Toyota Grand Highlander . 36 monthly payments of $607.82 (includes 9.75% estimated sales tax). $5,000.00 due at signing, which includes $2,771.92 cash down plus tax on it, the first monthly payment, a $750 acquisition fee and an estimated $600 for registration and dealer fees. No security deposit assumed. Total of monthly payments $21,881.53. Mileage limit 10,000 miles per year; $0.15 per mile over. At lease end you may owe a $350 disposition fee and charges for excess wear and use. Purchase option at lease end: $37,946 plus fees. MSRP $42,260; selling price $50,646. Assumes excellent (720+) credit, approved by the lender. This is an estimate, not an offer to lease. Final terms are set by the selling dealer and may vary. Special Offers Change Vehicle 91040 Change Vehicle Grand Highlander APR 2026 Grand Highlander We Make It Easy 4.99 % APR . 48 mos Applies to 7 trims Exp. 11/30/26 Starting MSRP $42,260 1 Offer Details Qualified buyers can finance a new 2026 Grand Highlander at 4.99% APR for 48 Months. Offer Terms & Conditions APR: Qualified customers who finance a new 2026 Grand Highlander can receive as low as 4.99% APR for 48 months with 48 monthly payments of $23.02 for every $1,000 financed. Terms available on approved credit through Toyota Financial Services (TFS) at participating Toyota dealers. For only very well qualified customers. Amount financed, down payment amount, and credit worthiness may impact availability of offer. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Offer cannot be combined with TFS Lease Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, Lease, Lease Subvention Cash. See your participating Toyota dealer for details. Dealer sets final price. Offer available in CA regardless of buyer's residency; void where prohibited. Expires 11-30-2026. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). Retail installment accounts may be owned by TMCC or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. TMCC is the servicer for accounts owned by TMCC, TLT, and their securitization affiliates. APR 2026 Grand Highlander We Make It Easy 6.99 % APR . 72 mos Applies to 7 trims Exp. 11/30/26 Starting MSRP $42,260 1 Offer Details Qualified buyers can finance a new 2026 Grand Highlander at 6.99% APR for 72 Months. Offer Terms & Conditions APR: Qualified customers who finance a new 2026 Grand Highlander can receive as low as 6.99% APR for 72 months with 72 monthly payments of $17.04 for every $1,000 financed. Terms available on approved credit through Toyota Financial Services (TFS) at participating Toyota dealers. For only very well qualified customers. Amount financed, down payment amount, and credit worthiness may impact availability of offer. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Offer cannot be combined with TFS Lease Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, Lease, Lease Subvention Cash. See your participating Toyota dealer for details. Dealer sets final price. Offer available in CA regardless of buyer's residency; void where prohibited. Expires 11-30-2026. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). Retail installment accounts may be owned by TMCC or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. TMCC is the servicer for accounts owned by TMCC, TLT, and their securitization affiliates. APR 2026 Grand Highlander We Make It Easy 5.99 % APR . 60 mos Applies to 7 trims Exp. 11/30/26 Starting MSRP $42,260 1 Offer Details Qualified buyers can finance a new 2026 Grand Highlander at 5.99% APR for 60 Months. Offer Terms & Conditions APR: Qualified customers who finance a new 2026 Grand Highlander can receive as low as 5.99% APR for 60 months with 60 monthly payments of $19.33 for every $1,000 financed. Terms available on approved credit through Toyota Financial Services (TFS) at participating Toyota dealers. For only very well qualified customers. Amount financed, down payment amount, and credit worthiness may impact availability of offer. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Offer cannot be c
Toyota dealers near 94085
Closest first, straight-line distance. We don’t track what’s on each lot yet — call to check this car is there before you drive over. This isn’t every dealer: it’s the ones we have on file within 50 miles.
- Toyota SunnyvaleSunnyvale · 3 miles away · (408) 245-6640
- Stevens Creek ToyotaSan Jose · 6 miles away · (408) 984-1234
- Magnussen's Toyota of Palo AltoPalo Alto · 6 miles away · (650) 494-2100
- Envision Toyota of MilpitasMilpitas · 7 miles away · (408) 479-9610
What the Grand Highlander lease has done
The cheapest Grand Highlander lease each time we looked, quoted with no tax, no fees and nothing down — so the line follows the manufacturer changing the deal, not your ZIP code. The lowest we have seen is $419, on Oct 20, 2026.
What you're actually getting
From EPA and NHTSA crash tests, for the 2026 Toyota Grand Highlander LE/XLE. Figures are for the nameplate, so a different trim or drivetrain can differ.
Other Toyota Grand Highlander trims
Same model, priced with the same amount due at signing so the payments compare fairly.
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