
Toyota lease program · San Jose
2026 Toyota bZ lease
$5,000 due at signing · $657/mo all in
$5,000 due at signing · true cost $657/mo
The math
| MSRP | $34,900 |
| Selling price | $37,714 |
| Cash down | −$2,834 |
| Adjusted cap cost | $34,880 |
| Residual value (50% of MSRP) | $17,442 |
| Money factor (≈ APR) | 0.00000 (0.01%) |
| Depreciation per month | $484.40 |
| Rent charge per month | $0.19 |
| Tax per month (10.00%) | $48.46 |
| Monthly payment | $533.05 |
| Due at signing | $5,000.00 |
| Total cost over 36 months | $23,657 |
Payment by amount due at signing
| Due at signing | Monthly | True monthly cost |
|---|---|---|
| $1,970 $0 down | $620 | $657 |
| $2,000 | $619 | $657 |
| $3,000 | $590 | $657 |
| $5,000 | $533 | $657 |
Putting more down lowers the payment but not the total cost much, and that cash is at risk if the car is totaled.
Closed-end lease estimate for a 2026 Toyota bZ . 36 monthly payments of $533.05 (includes 10.00% estimated sales tax). $5,000.00 due at signing, which includes $2,833.59 cash down plus tax on it, the first monthly payment, a $750 acquisition fee and an estimated $600 for registration and dealer fees. No security deposit assumed. Total of monthly payments $19,189.93. Mileage limit 10,000 miles per year; $0.15 per mile over. At lease end you may owe a $350 disposition fee and charges for excess wear and use. Purchase option at lease end: $17,442 plus fees. MSRP $34,900; selling price $37,714. Assumes excellent (720+) credit, approved by the lender. This is an estimate, not an offer to lease. Final terms are set by the selling dealer and may vary. Special Offers Change Vehicle 93012 Change Vehicle bZ Limited availability. Targeted Certificate 2026 bZ MyFirstEV $ 3,500 $1,750 CARB Cash + $1,750 TMNA Cash (California residents only) Applies to 5 trims Exp. 11/30/26 Starting MSRP $34,900 1 Eligible first-time BEV buyers and lessees may qualify for up to $3,500 through MyFirstEV $3,500 on Lease or Purchase of a New 2026 bZ for California residents who are first-time BEV purchasers or lessees may receive a $3,500 incentive toward the purchase or lease of an eligible MY26 Toyota bZ. $1,750 incentive funded by California Air Resource Board (CARB) and $1,750 funded by Toyota Motor Sales, U.S.A., Inc. (TMS) for the total amount of $3,500 Eligible for NEW BEV under $50,000 MSRP only MyFirstEV California is part of California Climate Investments, which uses billions of Cap-and-Invest dollars to fund projects that reduce harmful emissions, protect public health, strengthen local economies, and support natural environments. With a strong focus on communities most impacted by pollution and limited access to resources, California Climate Investments helps build a more equitable and sustainable future. California residents only Offer Terms & Conditions Targeted Certificate: Cash from Toyota Motor Sales, U.S.A. Inc., Toyota Financial Services for eligible customers who lease or purchase a new 2026 bZ from participating dealer's stock and subject to vehicle availability. Proof of ownership or eligibility must be presented to the dealer at the time of lease or purchase to be honored. Non-transferable. Limit one per vehicle. Offer cannot be combined with Conquest. Offer available in CA regardless of buyer's residency; void where prohibited. Expires 11-30-2026. See your participating Toyota dealer for details. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). Retail installment accounts may be owned by TMCC or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. TMCC is the servicer for accounts owned by TMCC, TLT, and their securitization affiliates. $1,750 cash from Toyota Motor Sales, U.S.A., Inc. and $1,750 from CARB for eligible California residents who lease or purchase a new 2026 bZ from participating dealer’s stock and subject to vehicle availability. Proof of customer residency and status as a first-time BEV lessor or purchaser may be required. Customer must register vehicle in state of California and cannot resell vehicle outside of state for 4 years. Lease or finance on approved credit. Not all customers will qualify. Other restrictions may apply; void where prohibited. Offers expire when MyFirstEV fund is depleted. See your participating dealer for details. Targeted Certificate 2027 bZ MyFirstEV $ 3,500 $1,750 CARB Cash + $1,750 TMNA Cash (California residents only) Applies to 5 trims Exp. 11/30/26 Starting MSRP $34,980 1 Eligible first-time BEV buyers and lessees may qualify for up to $3,500 through MyFirstEV $3,500 on Lease or Purchase of a New 2027 bZ for California residents who are first-time BEV purchasers or lessees may receive a $3,500 incentive toward the purchase or lease of an eligible MY27 Toyota bZ. $1,750 incentive funded by California Air Resource Board (CARB) and $1,750 funded by Toyota Motor Sales, U.S.A., Inc. (TMS) for the total amount of $3,500 Eligible for NEW BEV under $50,000 MSRP only MyFirstEV California is part of California Climate Investments, which uses billions of Cap-and-Invest dollars to fund projects that reduce harmful emissions, protect public health, strengthen local economies, and support natural environments. With a strong focus on communities most impacted by pollution and limited access to resources, California Climate Investments helps build a more equitable and sustainable future. California residents only Offer Terms & Conditions Targeted Certificate: Cash from Toyota Motor Sales, U.S.A. Inc., Toyota Financial Services for el
Toyota dealers near 95101
Closest first, straight-line distance. We don’t track what’s on each lot yet — call to check this car is there before you drive over. This isn’t every dealer: it’s the ones we have on file within 50 miles.
- Envision Toyota of MilpitasMilpitas · 3 miles away · (408) 479-9610
- Stevens Creek ToyotaSan Jose · 8 miles away · (408) 984-1234
- Toyota SunnyvaleSunnyvale · 9 miles away · (408) 245-6640
- Capitol ToyotaSan Jose · 9 miles away · (408) 267-0500
What the bZ lease has done
The cheapest bZ lease each time we looked, quoted with no tax, no fees and nothing down — so the line follows the manufacturer changing the deal, not your ZIP code. The lowest we have seen is $527, on Nov 1, 2026.
What you're actually getting
From EPA, for the 2026 Toyota bZ AWD. Figures are for the nameplate, so a different trim or drivetrain can differ.
Other Toyota bZ years and trims
Same model in other trims and model years, priced with the same amount due at signing so the payments compare fairly.











Similar sedans to compare

