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Porsche lease program · Sacramento
2026 Porsche Panamera GTS lease
$5,000 due at signing · $3,168/mo all in
$5,000 due at signing · true cost $3,168/mo
The math
| MSRP | $166,900 |
| Selling price | $166,900 |
| Cash down | −$1,177 |
| Adjusted cap cost | $165,723 |
| Residual value (56% of MSRP) | $93,464 |
| Money factor (≈ APR) | 0.00392 (9.41%) |
| Depreciation per month | $1,852.78 |
| Rent charge per month | $1,015.80 |
| Tax per month (8.75%) | $251.00 |
| Monthly payment | $3,119.59 |
| Due at signing | $5,000.00 |
| Total cost over 39 months | $123,544 |
Payment by amount due at signing
| Due at signing | Monthly | True monthly cost |
|---|---|---|
| $3,757 $0 down | $3,157 | $3,173 |
| $5,000 | $3,120 | $3,168 |
Putting more down lowers the payment but not the total cost much, and that cash is at risk if the car is totaled.
Closed-end lease estimate for a 2026 Porsche Panamera GTS . 39 monthly payments of $3,119.59 (includes 8.75% estimated sales tax). $5,000.00 due at signing, which includes $1,177.39 cash down plus tax on it, the first monthly payment and an estimated $600 for registration and dealer fees. No security deposit assumed. Total of monthly payments $121,663.91. Mileage limit 10,000 miles per year. At lease end you may owe charges for excess wear and use. Purchase option at lease end: $93,464 plus fees. MSRP $166,900; selling price $166,900. Assumes excellent (720+) credit, approved by the lender. This is an estimate, not an offer to lease. Final terms are set by the selling dealer and may vary. 2026 Porsche Panamera GTS Porsche's own lease estimate: $2410.03 per month for 39 months, 10,000 miles/year, with $16,690 down. MSRP $166,900. Residual value $93,464 at lease end. Adjusted capitalized cost of $150,210 — the list price less the down payment, which reproduces Porsche's own figure to the cent. Porsche states these figures are for illustrative purposes only and are not an offer of sale or lease. The estimate assumes full list price with no dealer discount, so a negotiated price would be lower.
What you're actually getting
From EPA, for the 2026 Porsche Panamera. Figures are for the nameplate, so a different trim or drivetrain can differ.
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