MercurySable99 · CC BY-SA 4.0Land Rover lease program · Torrance
2026 Land Rover Discovery lease
$5,000 due at signing · $1,026/mo all in
$5,000 due at signing · true cost $1,026/mo
The math
| MSRP | $65,650 |
| Selling price | $63,615 |
| Cash down | −$2,178 |
| Adjusted cap cost | $61,437 |
| Residual value (51% of MSRP) | $33,750 |
| Money factor (≈ APR) | 0.00058 (1.39%) |
| Depreciation per month | $769.08 |
| Rent charge per month | $55.07 |
| Tax per month (10.75%) | $88.60 |
| Monthly payment | $912.75 |
| Due at signing | $5,000.00 |
| Total cost over 36 months | $36,946 |
Payment by amount due at signing
| Due at signing | Monthly | True monthly cost |
|---|---|---|
| $2,656 $0 down | $981 | $1,028 |
| $3,000 | $971 | $1,027 |
| $5,000 | $913 | $1,026 |
Putting more down lowers the payment but not the total cost much, and that cash is at risk if the car is totaled.
Closed-end lease estimate for a 2026 Land Rover Discovery . 36 monthly payments of $912.75 (includes 10.75% estimated sales tax). $5,000.00 due at signing, which includes $2,178.11 cash down plus tax on it, the first monthly payment, a $1,075 acquisition fee and an estimated $600 for registration and dealer fees. No security deposit assumed. Total of monthly payments $32,858.90. Mileage limit 10,000 miles per year. At lease end you may owe charges for excess wear and use. Purchase option at lease end: $33,750 plus fees. MSRP $65,650; selling price $63,615. Assumes excellent (720+) credit, approved by the lender. This is an estimate, not an offer to lease. Final terms are set by the selling dealer and may vary. LEASE FOR $ 739 PER MONTH FOR 36 MONTHS*$6,995 CASH DUE AT SIGNING $739 First month's payment $5,181 Down payment $0 Security deposit $1,075 Acquisition fee *Vehicle shown: 2026 Discovery with optional features. †New 2026 Discovery P300 S with 36-month lease is based on an adjusted capitalized cost of $63,615 (MSRP of $65,650 less the suggested dealer contribution of $2,035 resulting in total adjusted capitalized of $63,615). Actual rates and dealer contribution may vary and could affect your monthly lease payment. $6,995 due at signing includes $5,181 down payment, $0 security deposit, $1,075 acquisition fee and first month's payment; excludes retailer fees, taxes, license and registration fees, processing fee and any emission testing charge. Actual rates and payments of closed-end lease may vary. Supplies are limited. For well-qualified lessees as determined by approved lender, JPMorgan Chase, N.A. All amounts shown are estimates; retailer sets actual amounts. Lessee responsible for insurance, maintenance, excess wear and excess mileage over 30,000 miles at $0.30/mile. Based on MSRP of $65,650 (excludes destination and handling) with a residual value of $33,750 as of 11/3/2026. Total of lease payments $26,601. U.S. residency restrictions apply. Lessee has option to purchase vehicle for the residual value. Turn-in fee of $495 may apply. Customer must take new vehicle delivery from retailer stock by 11/30/2026.
What you're actually getting
From EPA, for the 2026 Land Rover Discovery. Figures are for the nameplate, so a different trim or drivetrain can differ.