Charles from Port Chester, New York · CC0Land Rover lease program · Fresno
2026 Land Rover Defender 110 lease
$5,000 due at signing · $1,183/mo all in
$5,000 due at signing · true cost $1,183/mo
The math
| MSRP | $72,050 |
| Selling price | $77,371 |
| Cash down | −$2,077 |
| Adjusted cap cost | $75,294 |
| Residual value (59% of MSRP) | $42,180 |
| Money factor (≈ APR) | 0.00061 (1.46%) |
| Depreciation per month | $919.83 |
| Rent charge per month | $71.70 |
| Tax per month (8.35%) | $82.79 |
| Monthly payment | $1,074.32 |
| Due at signing | $5,000.00 |
| Total cost over 36 months | $42,601 |
Payment by amount due at signing
| Due at signing | Monthly | True monthly cost |
|---|---|---|
| $2,813 $0 down | $1,138 | $1,185 |
| $3,000 | $1,133 | $1,185 |
| $5,000 | $1,074 | $1,183 |
Putting more down lowers the payment but not the total cost much, and that cash is at risk if the car is totaled.
Closed-end lease estimate for a 2026 Land Rover Defender 110 . 36 monthly payments of $1,074.32 (includes 8.35% estimated sales tax). $5,000.00 due at signing, which includes $2,077.23 cash down plus tax on it, the first monthly payment, a $1,075 acquisition fee and an estimated $600 for registration and dealer fees. No security deposit assumed. Total of monthly payments $38,675.38. Mileage limit 10,000 miles per year. At lease end you may owe charges for excess wear and use. Purchase option at lease end: $42,180 plus fees. MSRP $72,050; selling price $77,371. Assumes excellent (720+) credit, approved by the lender. This is an estimate, not an offer to lease. Final terms are set by the selling dealer and may vary. LEASE FOR $ 879 PER MONTH FOR 36 MONTHS*$7,995 CASH DUE AT SIGNING $879 First month's payment $6,041 Down payment $0 Security deposit $1,075 Acquisition fee *Vehicle shown: 2026 Defender 110 with optional features. †New 2026 Defender 110 P300 S with 36-month lease is based on an adjusted capitalized cost of $71,330 (MSRP of $72,050 less the suggested dealer contribution of $720 resulting in total adjusted capitalized of $71,330. Actual rates and dealer contribution may vary and could affect your monthly lease payment. $7,995 due at signing includes $6,041 down payment, $0 security deposit, $1,075 acquisition fee and first month's payment; excludes retailer fees, taxes, license and registration fees, processing fee and any emission testing charge. Actual rates and payments of closed-end lease may vary. Supplies are limited. For well-qualified lessees as determined by approved lender, JPMorgan Chase, N.A. All amounts shown are estimates; retailer sets actual amounts. Lessee responsible for insurance, maintenance, excess wear and excess mileage over 30,000 miles at $0.30/mile. Based on MSRP of $72,050 (excludes destination and handling) with a residual value of $42,180 as of 11/3/2026. Total of lease payments $31,644. U.S. residency restrictions apply. Lessee has option to purchase vehicle for the residual value. Turn-in fee of $495 may apply. Customer must take new vehicle delivery from retailer stock by 11/30/2026.
What the Defender 110 lease has done
The cheapest Defender 110 lease each time we looked, quoted with no tax, no fees and nothing down — so the line follows the manufacturer changing the deal, not your ZIP code. The lowest we have seen is $1,049, on Oct 22, 2026.
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